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How it works
How it works
What we treat
Addiction
Adjustment difficulties
Anger management
ASPD
Anxiety
ADHD
Autism
Bipolar
Body dysmorphia
Borderline personality
Burn out
Depression and mood
Drug and alcohol
Dyslexia
Eating disorder
Gender and sexual Identity
Grief and bereavement
Infant sleep counselling
Life transition
Narcissism
New parent
Obsessive compulsive disorder
Pain management
Panic disorder
Perinatal and postnatal
Personality disorder
Phobias
PTSD and CPTSD
Relationship counselling
Sexual abuse
Sleep
Smoke addiction
Social anxiety disorder
Stress management
Trauma
Weight management
What we treat
Addiction
Adjustment difficulties
Anger management
ASPD
Anxiety
ADHD
Autism
Bipolar
Body dysmorphia
Borderline personality
Burn out
Depression and mood
Drug and alcohol
Dyslexia
Eating disorder
Gender and sexual Identity
Grief and bereavement
Infant sleep counselling
Life transition
Narcissism
New parent
Obsessive compulsive disorder
Pain management
Panic disorder
Perinatal and postnatal
Personality disorder
Phobias
PTSD and CPTSD
Relationship counselling
Sexual abuse
Sleep
Smoke addiction
Social anxiety disorder
Stress management
Trauma
Weight management
Our services
Medicare (bulk bill)
National Disability Insurance Scheme (NDIS)
The Department of Veterans' Affairs (DVA)
WorkCover
Self funded therapy
Our services
Medicare (bulk bill)
National Disability Insurance Scheme (NDIS)
The Department of Veterans' Affairs (DVA)
WorkCover
Self funded therapy
Our psychologists
Our psychologists
Pricing
Pricing
Book now
  • How it works
    How it works
  • What we treat
    Addiction
    Adjustment difficulties
    Anger management
    ASPD
    Anxiety
    ADHD
    Autism
    Bipolar
    Body dysmorphia
    Borderline personality
    Burn out
    Depression and mood
    Drug and alcohol
    Dyslexia
    Eating disorder
    Gender and sexual Identity
    Grief and bereavement
    Infant sleep counselling
    Life transition
    Narcissism
    New parent
    Obsessive compulsive disorder
    Pain management
    Panic disorder
    Perinatal and postnatal
    Personality disorder
    Phobias
    PTSD and CPTSD
    Relationship counselling
    Sexual abuse
    Sleep
    Smoke addiction
    Social anxiety disorder
    Stress management
    Trauma
    Weight management
    What we treat
    Addiction
    Adjustment difficulties
    Anger management
    ASPD
    Anxiety
    ADHD
    Autism
    Bipolar
    Body dysmorphia
    Borderline personality
    Burn out
    Depression and mood
    Drug and alcohol
    Dyslexia
    Eating disorder
    Gender and sexual Identity
    Grief and bereavement
    Infant sleep counselling
    Life transition
    Narcissism
    New parent
    Obsessive compulsive disorder
    Pain management
    Panic disorder
    Perinatal and postnatal
    Personality disorder
    Phobias
    PTSD and CPTSD
    Relationship counselling
    Sexual abuse
    Sleep
    Smoke addiction
    Social anxiety disorder
    Stress management
    Trauma
    Weight management
  • Our services
    Medicare (bulk bill)
    National Disability Insurance Scheme (NDIS)
    The Department of Veterans' Affairs (DVA)
    WorkCover
    Self funded therapy
    Our services
    Medicare (bulk bill)
    National Disability Insurance Scheme (NDIS)
    The Department of Veterans' Affairs (DVA)
    WorkCover
    Self funded therapy
  • Our psychologists
    Our psychologists
  • Pricing
    Pricing
Book now

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Someone.health acknowledges and respects the custodians and traditional owners of the land throughout Australia. We are committed to promoting equality, embracing diversity, and condemning all forms of discrimination, including those based on race, religion, ethnicity, sexual orientation, gender identity, or disability.
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We also recognise all people with a lived experience of trauma, neurodiversity, mental ill health, substance use or addiction, and their families, careers and supporters. This recognition extends to the clinical and non-clinical workforces that support people with lived experience.
Someone.health (©) 2025.Privacy policy|Terms and conditions|Cancellation policy

Someone.health is not an emergency service. If you are in crisis, contact 000 or Lifeline on 13 11 14

Call 1300 546 821 or
Contact us
How it works
Our services
Pricing
Financial hardship
Find a psychologist
Login
Contact us
About us
FAQs and support centre
Blog
Careers for psychologists
I'm a referring GP
Connect with us
Facebook
Instagram
Linkedin
Someone.health acknowledges and respects the custodians and traditional owners of the land throughout Australia. We are committed to promoting equality, embracing diversity, and condemning all forms of discrimination, including those based on race, religion, ethnicity, sexual orientation, gender identity, or disability.
ExpandCollapse
We also recognise all people with a lived experience of trauma, neurodiversity, mental ill health, substance use or addiction, and their families, careers and supporters. This recognition extends to the clinical and non-clinical workforces that support people with lived experience.
Someone.health (©) 2025.Privacy policy|Terms and conditions|Cancellation policy

16 July 2024

Published by Someone Health · Updated 01 June 2026

The cost of therapy: Navigating medicare and mental health treatment plans

Therapy
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16 July 2024

Published by Someone Health · Updated 01 June 2026

The cost of therapy: Navigating medicare and mental health treatment plans

Therapy
Banner mobile image

What are the costs of therapy?

If you have a mental health treatment plan (MHTP), which you can obtain with your GP, then Medicare will cover some, or all, of the cost of your appointment with a psychologist or clinical psychologist, for up to 10 appointments per calendar year.

The amount charged for your session or rebated by Medicare will largely depend on:

  • The amount of time in the session;

  • If your psychologist has agreed to bulk bill you, and;

  • The type of psychologist (general or clinical) you have booked to see.

Bulk billing

If your psychologist has agreed to bulk bill you then you will have no out-of-pocket expense. Medicare will completely cover your appointment cost.

Someone.health has a number of psychologists who accept up to 10 bulk billed appointments; see the website for further details. Visit the Someone.health schedule of fees page for more information.

Why is there a higher rebate for a clinical psychologist?

A clinical psychologist will participate in 2 more years of supervised clinical practice on top of their 6 years of training, hence the difference in the amount rebated by Medicare.

When does my referral end?

Your referral for a MHTP under the Australian Government’s Better Access Initiative allows you access to 6 appointments for your first referral and 4 appointments for your second referral, up to a total of 10 appointments per calendar year. Your referral only ends once you have had the 6 (first referral) or 4 (second referral) appointments.

Case study: Sandra’s GP refers her for 6 appointments with a psychologist in December 2023. Sandra sees the psychologist for 2 appointments in December 2023. She can then continue to use this referral for 4 more sessions in 2024. When Sandra returns to her GP, she learns that she can now get a new referral for 6 more sessions in 2024, to a total of 10 sessions in 2024.

Face-to-face or telehealth: Is the rebate different?

Medicare rebates are identical for face-to-face and telehealth therapy. In part, this is because research to date has shown that face-to-face and telehealth psychological therapy are equally effective. [1], [2], [3]

Furthermore, the ease of access to a telehealth appointment can be helpful to people who work a busy schedule, live in a non-metropolitan area, or experience financial hardship. This is partly because an appointment can be booked at times that suit your schedule, with no need to drive to and from a physical location. Online appointments provide Someone.health with greater reach in geographically isolated locations.

If you prefer, you can access face-to-face Medicare-supported appointments. Usually, these appointments will have an out-of-pocket expense (usually $150-320, depending on the appointment type) as it costs more to run a face-to-face clinic. You can read more about the Australian Psychological Society’s national schedule of recommended fees here.

Keeping track

It is essential that you maintain your own record of the number of sessions you have already used. Do not rely solely on statements from Medicare, as they may not be provided regularly.

It is your responsibility to ensure that you do not exceed the available funds as Medicare does not provide more than 10 sessions per calendar year. If you would like to, or accidentally, go over the 10 Medicare sessions available to you, then you can pay privately for additional sessions.

References

1.

Greenwood, H., Krzyzaniak, N., Peiris, R., Clark, J., Scott, A. M., Cardona, M., … & Glasziou, P. (2022). Telehealth versus face-to-face psychotherapy for less common mental health conditions: Systematic review and meta-analysis of randomized controlled trials. JMIR Mental Health, 9(3), e31780

2.

Krzyzaniak, N., Greenwood, H., Scott, A. M., Peiris, R., Cardona, M., Clark, J., & Glasziou, P. (2021). The effectiveness of telehealth versus face-to face interventions for anxiety disorders: A systematic review and meta-analysis. Journal of Telemedicine and Telecare, 1357633X211053738.

3.

Luo, C., Sanger, N., Singhal, N., Pattrick, K., Shams, I., Shahid, H., … & Samaan, Z. (2020). A comparison of electronically-delivered and face to face cognitive behavioural therapies in depressive disorders: A systematic review and meta-analysis. EClinicalMedicine, 24.